Are you ready to Break the Chains of bad credit and financial bondage? This book is a must-read for everyone who wants to break the chains, improve your credit, increase your credit score, and live a life of financial freedom. Malik Davis had no idea of how credit could affect his life, but over twenty years ago, that all changed after several circumstances forced him to take a deep look at his finances, his future, and where his life was headed. Malik followed the simple steps in his book, and it opened a new world of financial opportunities and a better quality of life for him and his family. As a result of the tips in this book, countless lives have been changed. Treat it as your secondary financial bible, and get prepared to BREAK THE CHAINS!